Episodes
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Sunday Jun 13, 2021
Building a successful technology enabled MGA (142)
Sunday Jun 13, 2021
Sunday Jun 13, 2021
The Managing General Agent (MGA) business model, by which companies can underwrite risks without retaining capital, has proved popular among insurtechs looking to use new technology to improve underwriting.
So how do you set up a successful MGA? Matthew was joined by leading figures from tech-enabled MGAs when he hosted a panel at the 2021 Virtual KBW European Financials & Insurtech Conference.
The panelists were Elizabeth Jenkin (Chief Commercial Officer at Nimbla), Graham Elliott (CEO of Azur), Alastair Speare-Cole (President of Insurance at QOMPLX) and Jonathan Spry (CEO of Envelop Risk).
Talking points include:
- Why to set up an MGA
- How to make better use of data
- Innovating vs investing in innovators
- Data sharing
- The future of MGAs
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Comprehend how data can be utilised by modern MGAs
- Realise some of the benefits of innovating for MGAs and why it is necessary for the future of the insurance industry
- Understand how to set up an MGA and what makes them unique
To continue learning about the benefits of MGAs, read our insight MGAs: the fast track to insurance innovation?
If your organisation is a member of InsTech London and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 142 page of the InsTech London website or email cpd@instech.london to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Jun 06, 2021
Sunday Jun 06, 2021
Robin steps back in as host this week to find out more about Sotera Heritage from co-founder Elizabeth Marston.
Sotera is using AI and machine learning to create irrevocable digital identities for ancient antiquities, helping insurers to accurately verify objects and provide tools for law enforcement agencies in the fight against the illicit sale of stolen artefacts.
Talking points include:
- Digital fingerprints for antiquities
- Creating patterns through image recognition
- Tracking high-value objects in real-time
- Building a solution for insurers
- Crowdsourcing data through partnerships
The conversation also covers a shared love of wine as they discuss Elizabeth’s role at the Marston Family Vineyard in Napa Valley and the impact of last year’s devastating California wildfires.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 141 page of the InsTech London website, or email cpd@instech.london.

Sunday May 30, 2021
Sunday May 30, 2021
Gamma Location Intelligence helps insurers to understand property-based risks by providing accurate location data to support underwriting decisions.
The company combines its own data sets with information from partners and third parties to provide a clearer view to clients on risks including flooding, subsidence, fire and crime.
Chief Commercial Officer Richard Garry joins Matthew to discuss Gamma’s approach, its technology solutions and how clients are making use of its data.
Talking points include:
- Pinpointing risks through geocoding
- Automating declines and referrals
- Using maps vs risk and accumulation scoring
- Working with data partners
- Identifying new data sources
Gamma Location Intelligence was named as one of the companies to watch in our Location Intelligence 2021 report, which is available to download from our website.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 140 page of the InsTech London website, or email cpd@instech.london.

Sunday May 23, 2021
Sunday May 23, 2021
The accelerated shift to digital over the past twelve months has raised the profile and importance of pricing platforms in insurance.
AkinovA is one of the companies finding success in the space, with its digital marketplace allowing buyers and sellers to carry out transactions wherever they are in the world.
Matthew talks to Co-founder and CEO Henri Winand on Podcast 139 about how the platform helps in the creation of new insurance products and gives the owners of the risk a better way to optimise their capital.
Talking points include:
- Matching brokers with the right investors
- Meeting the challenges posed by intangible assets
- The importance of standards
- Creating parametric insurance products
- Improving business interruption cover post-Covid
AkinovA is one of the featured companies in our report, ‘E-Trading Platforms: Challenges, Opportunities and Imperative’, which is available to download for free.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 139 page of our website, or email cpd@instech.london.

Sunday May 16, 2021
Sunday May 16, 2021
Insurance policies may leave businesses exposed to uninsured economic loss in the event of a hurricane or earthquake, because of excess, deductibles and exclusions.
New Paradigm Underwriters offers parametric insurance products which use the wind speed of hurricanes and shake intensity of earthquakes to determine payouts to their clients in North America.
Co-founder Evan Glassman joins Matthew on Podcast 138 to discuss New Paradigm’s technology and how to build parametric products.
Talking points include:
- Measuring hurricane-force wind speeds
- Basis risk in traditional and parametric insurance
- The parametric insurance community
- The benefits of parametric products to protection sellers
- Educating brokers and buyers about parametric
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 138 page of the InsTech London website, or email cpd@instech.london.

Sunday May 09, 2021
Sunday May 09, 2021
Covid-19 caused an overnight demand for digital primary healthcare services accelerating major improvements in how we all access and interact with providers.
Dr Anushka Patchava, Deputy Chief Medical Officer at Vitality, joins Robin on Podcast 137 to discuss what that digital shift has meant for life & health insurers over the past 12 months, and the challenges that still lie ahead to achieve true digital engagement and improve access to health data.
The conversation also covers Anushka’s experience of moving from a medical career into insurance and her role as an Expert Advisor to the United Nations.
Talking points include:
- How healthcare providers reacted to Covid-19
- What life & health insurers can learn from home and motor products
- Incentivising customers to share health data
- How legacy technology impedes digital delivery
- Using blockchain for healthcare
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 137 page of the InsTech London website, or email cpd@instech.london.

Sunday May 02, 2021
Sunday May 02, 2021
Flood is the most pervasive hazard in the United States, but despite the huge scale of the risk there are major challenges around the provision of adequate flood cover based on accurate, real-time data.
JBA Risk Management has spent the past decade developing flood models covering 99% of the world’s landmass and has leveraged that experience to provide new flood hazard maps and real-time modelling for US insurers.
Matthew finds out more on Podcast 136 from Jane Toothill, Managing Director, JBA Risk Management Ltd, and Matt Reid, Managing Director, JBA Risk Management Inc.
Talking points include:
- Integrating flood data into decision-making processes
- Applying global insights and knowledge to US extreme weather events
- Real-time probabilistic modelling through JBA’s FLY technology
- Catastrophe modelling for climate change scenarios
- The state of the US NFIP and the emergence of a private US flood insurance market
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
You can read an edited transcript of the conversation from Podcast 136 on the InsTech London website.
JBA Risk Management was named as one of the companies to watch in our recent Location Intelligence 2021 report. More content is also available on the company's InsTech London profile page.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 136 page of the InsTech London website, or email cpd@instech.london.

Sunday Apr 25, 2021
Sunday Apr 25, 2021
Good data helps insurers to price and manage risks more effectively, but only if the right information is available, affordable and easy to integrate into underwriting processes.
HazardHub are providing solutions to those challenges by supplying insurers with data for perils like flood and wildfire and unique property risk information, including the location of every fire hydrant in the US.
The company was selected to join the Lloyd’s Lab last year and was named as one of the companies to watch in our new Location Intelligence report.
HazardHub Co-founders Bob Frady and John Siegman join Matthew on Podcast 135 to discuss the types of data they’re offering and how they’re making it affordable and easy for clients to use.
Talking points include:
- Accessing real-time data via APIs
- Lessons learned from the Lloyd’s Lab
- Harnessing technology to cut costs
- Pinpointing wildfire risks through modelling
- How to make clients confident about data
For more information on HazardHub's AgentRiskView, go to agentriskview.com
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 135 page of the InsTech London website, or email cpd@instech.london.

Sunday Apr 18, 2021
Sunday Apr 18, 2021
Artificial intelligence has opened up a wealth of opportunities for both insurers and insurtechs, but turning AI’s vast potential into scalable, successful technology solutions is a major challenge.
Tractable is a great example of a company that has managed to do it, with its AI solution for assessing vehicle damage now being used worldwide to process thousands of claims every day.
Co-founder and President Adrien Cohen joins Matthew to discuss Tractable’s global growth, the challenges of working with AI, and what the company has planned for property insurance.
Talking points include:
- Why insurance is a great use case for AI
- Data challenges and training AI systems
- Why insurers struggle to develop solutions in-house
- Spotting opportunities and expanding into different markets
- Convincing customers about new technology
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 134 page of the InsTech London website, or email cpd@instech.london.

Sunday Apr 11, 2021
Sunday Apr 11, 2021
By installing low-cost, easy to use sensors, Safehub is creating unique insights on how a building would react in the event of an earthquake.
The technology continuously monitors a building’s natural frequency to create a profile of potential vulnerabilities and a baseline for assessing structural damage if catastrophe strikes.
Co-founder and CEO Andy Thompson joins Matthew to discuss how Safehub is helping to reduce risk and why the wider adoption of affordable sensors benefits both customers and their insurers.
Talking points include:
- Making faster, better decisions through data analysis
- How different earthquakes affect different buildings
- Using technology to spot inaccessible damage
- Understanding vulnerabilities through building frequencies
- Why user experience is crucial for new technology
The RFID Journal article mentioned in the discussion can be found here - https://www.rfidjournal.com/iot-shakes-up-building-intelligence-with-earthquake-sensor-management
Safehub is listed as one of the companies to watch in our new Location Intelligence report, which is free to download until the end of April.
Sign up to the InsTech London newsletter for a fresh view on the world every Wednesday morning.
If you like what you're hearing, please leave us a review on whichever platform you use, or contact Matthew Grant on LinkedIn.
Continuing Professional Development - Learning Objectives
InsTech London is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech London podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
To claim 0.5 hours for this podcast, go to the Episode 133 page of the InsTech London website, or email cpd@instech.london.