Episodes

Sunday Oct 02, 2022
Nader AlSalim: Founder and CEO, Gaia: The new way to pay for IVF (210)
Sunday Oct 02, 2022
Sunday Oct 02, 2022
Gaia uses medical data to offer personalised financial plans to remove the financial barriers to accessing fertility care. It is the world’s first IVF (in vitro fertilisation) insurance product that predicts fertility outcomes and insures against the risk of failure.
Robin Merttens is joined by the Founder and CEO of Gaia, Nader AlSalim, to discuss why he wants to remove the financial barriers to fertility treatment.
Talking points include:
- The insurance gap
- Nader’s personal journey that encouraged him to start Gaia
- Gaia’s experience with Lloyd’s Lab
- Gaia’s identity as a brand and the long-term plans for its evolution
- The partners they’re looking for as they expand into new markets and geographies
More InsTech content featuring Gaia is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Summarise the key financial barriers faced by potential fertility treatment patients
- Explain how medical data is used by insurers to create a personalised insurance offering
- List some of the benefits and initial challenges for an organisation engaging with Lloyd’s Lab
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 210 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Sep 25, 2022
Sunday Sep 25, 2022
Inari delivers core technology platforms that provide cloud-based end-to-end management for insurers and reinsurers. Since launching 5 years ago, Inari has helped its clients increase operational efficiency, business flexibility and provide data governance. Inari uses Distributed Ledger technology within its platforms to record every event in the life cycle of a risk.
Frank Perkins, Founder and CEO of Inari, joined Robin Merttens to talk about:
- The benefits of interconnected systems
- The immutability of data and how it applies to distributed ledger technology
- Frank’s experiences of scaling up Inari
- Plans for partnerships and funding
- Frank’s experience as a professional gamer and how it makes him a better entrepreneur
More InsTech content featuring Inari is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Describe what distributed ledger technology entails, and the benefits of incorporating it within insurance platforms
- List some of the advantages of implementing interconnected systems for organisational practices
- Summarise the key factors organisations in the insurance industry need to consider when looking to scale up
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 209 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Sep 18, 2022
Sunday Sep 18, 2022
Arbol provides parametric climate and weather risk management solutions for sectors such as agriculture, energy, maritime and hospitality.
Siddhartha Jha, Arbol’s Founder, CEO and Chairman, joined Matthew Grant and Henry Gale to discuss how his experience of commodities trading helped inspire Arbol, how he built a company and a product and how it is addressing the needs of its customers with climate risk transfer.
Talking points include:
- Insuring cotton gins against low yields
- Combining parametric and traditional property insurance in Florida
- Applying parametric triggers to reinsurance on an individual property level
- How Arbol’s parametric captive programme offers analytics and insurance to corporates
- The recent acquisition of Oasis Hub and how it will enrich Arbol’s dClimate network
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- List some of the ways in which commodities trading experience can benefit the insurance field
- Describe the key differences between parametric and traditional property insurance, and where these can be combined effectively
- Summarise what a parametric captive programme entails and its benefits for corporate organisations
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 208 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Sep 11, 2022
Sunday Sep 11, 2022
Archipelago is working with large global corporations to identify and source information about a property that's then shared with insurers and brokers. The company has over 170 people and according to PitchBook, has raised $57 million.
Co-founder Hemant Shah last spoke to us on episode 145 and returns to the evolution of Archipelago in the last year.
Talking points include:
- How Archipelago is working with companies to collect information about properties for insurers and brokers
- Issues associated with matching loss history data to exposure data
- How exposure data is described, validated and standardised
- The potential role of intelligence augmentation and the process behind implementing machine learning
- How ESG requirements are changing resilience reporting
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- List some of the methods used by organisations to source relevant property data
- Explain the potential disparities between loss history data and exposure data
- Describe how technological implementations such as intelligence augmentation are aiding property insurance
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 207 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Sep 04, 2022
Sunday Sep 04, 2022
JBA Risk Management provides catastrophe models, flood maps and analytics worldwide to the insurance, financial, property and international development sectors.
Judith Ellison, the Climate Commercial Lead at JBA Risk, talks to Matthew about the challenges of meeting multiple demands from different clients and sectors, the importance of working with academics and industry specialists and how standardisation across the industry will increase resilience.
Talking points include:
- How JBA Risk can provide future flood risk data across the globe
- Understanding uncertainty in the context of different scenarios and timelines
- How regulation drives innovation and the impact that new reporting requirements will have on the insurance industry
- How Flood Re supports insurers and what drives the insurance industry to continue providing premiums and insights on flood risk
- The benefits of having a partner strategy and which companies JBA Risk is working with
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- List some of the relevant metrics and resources used by insurers when assessing flood risk
- Summarise what the new reporting requirements are and how insurers will be impacted by these changes
- Describe the current insurance practices that would benefit most from standardisation
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 206 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Aug 28, 2022
Sunday Aug 28, 2022
Finding comprehensive sources of data for property underwriting continues to be a challenge around the world. Companies such as RE5Q are tapping into data sources previously unavailable to insurers and creating new analytics.
Join Matthew Grant as he talks to CEO Martin Samworth and CTO Seth Rogers about how the company is using its experience in real estate to tackle some of the hardest problems when finding verifiable and timely information for insurers, along with case studies and client examples.
Topics discussed include:
- New sources of hazard around the world
- The convergence of real estate and insurance
- Exploding sawmills
- Building powerful AI engines
- Getting the data in the hands of the underwriters
More information at https://www.re5q.com/ - and don’t miss the special offer at the end of the episode!
More InsTech content featuring RE5Q is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Summarise the current challenges faced within insurance when sourcing the relevant data for property underwriting
- List examples of how experience in the real estate industry has aided the property underwriting process
- Describe how AI technology is being implemented to generate relevant analytics for insurers in the property space
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 205 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Aug 21, 2022
Sunday Aug 21, 2022
Capgemini is an information technology services and consulting company partnering with businesses to develop innovation and integration solutions.
Matthew talks to Kristofer le Sage de Fontenay, the Vice President, Insurance Leader UK, to discuss the importance of company culture, the benefits of being technology agnostic and what this means in practice for Capgemini’s data capabilities. You will also discover some lessons on insurance and technology innovation from experiences of farming in extreme conditions.
Talking points include:
- What a system integration company does and what differentiates Capgemini
- How Capgemini is working with partners such as Guidewire and Duck Creek
- How to foster talent and develop higher performers quickly
- How Capgemini is managing sustainability and taking actions to reduce its carbon emissions
More InsTech content featuring Capgemini is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Define what it means to be a technology agnostic business
- Explain the role of traditional system integration companies during the implementation of new platforms
- List some of the different actions that can be taken to reduce carbon emissions as a technology partner
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 204 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Aug 14, 2022
Sunday Aug 14, 2022
World Innovation Lab (WiL) is a US & Japan-based venture capital firm with capital from governments and leading global corporations based in Japan and throughout Asia. The company's vision is to be the bridge between startups and corporates in key hubs across the globe - starting with Japan and the US.
Matthew was joined by partner Steve Pretre.
Talking points include:
- The areas of innovation in insurance that Steve and his colleagues are investing in, including opportunities in the emerging economies
- Growth in embedded insurance and low code, and the implications this has on data sharing
- How to build and maintain an ecosystem of partners that are distributing and underwriting insurance in different environments
- What federated learning for machine learning means in practice
- The Tokio Marine fund for seed and early-stage companies
- Why WiL has a team based in Japan and the difference in distribution and financial services compared to the US
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- List some innovative opportunities emerging for investors in the insurance space
- Explain why low-code platforms have gained traction within the insurance industry
- Summarise some of the differences in distribution and financial services for different international markets, such as the US and Japan
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 203 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Aug 07, 2022
From underwriting to claims - taking the pain out of payments (202)
Sunday Aug 07, 2022
Sunday Aug 07, 2022
In the second of this two-part podcast with highlights from our live event Matthew Grant looks back on the conversations Robin Merttens had on stage with Andrew Passfield (ICE InsureTech), Freddy Macnamara (Cuvva), Daniel Poole (Cover Genius) and Adrian Davis (Stripe) at our recent London event, “Making Payments Pay: Making the Most of Payments Technologies”.
Part one looked at why the method of making and receiving payments is critical to insurers and the evolving needs of customers. This part focuses on managing the movement and financial management of money, the benefits of flexible insurance and the integral role embedded and parametric insurance plays in payment provision.
Talking points include:
- Understanding why getting payments right must be a strategic priority for insurers
- How to overcome the complexity of the insurance ecosystem which often leads to fragmentation, inefficiency, greater risk and delays
- Stripe’s payment technologies and use cases, including how it helped a delivery company earn over £100 million of additional revenue as a result of their technology systems and APIs
- How Tik Tok can generate underwriting returns and effective marketing strategies for insurers
- Who ICE InsureTech is partnering with and how its digital services are being integrated
More InsTech content featuring Mastercard is available on the company’s member profile page.
More InsTech content featuring Stripe is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- List examples of payment technologies being platformed by software providers, with some use cases
- Summarise the processes that contribute to complexity within the insurance ecosystem
- Describe the role of parametric and embedded insurance in the processing of payments
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 202 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Sunday Jul 31, 2022
Making payments frictionless - from cashless to cardless (201)
Sunday Jul 31, 2022
Sunday Jul 31, 2022
Join us for the highlights of our live event “Making the Most of Payments Technologies”. Supported by Mastercard and Stripe, we lifted the lid and explored examples of the latest digital payments capabilities from some of the largest, and most innovative companies in this area.
In the first of this two-part podcast, Matthew reflects on conversations he had with Ruth Polyblank, Jason Reddington, Alice Glenister, Ian Slater (Mastercard); Ben Smyth (Arma Karma) and Bruno Soares (Imburse).
Talking points include:
- Why payments are so critical to insurers
- What consumers really want
- How Mastercard data is being used to create parametric insurance products
- Overcoming the challenges of legacy systems to join up the banks, payment providers and insurers
- The role of TikTok in promoting insurance applications
- Virtual cards - what they are and who is using them
More InsTech content featuring Mastercard is available on the company’s member profile page.
More InsTech content featuring Stripe is available on the company’s member profile page.
If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.
Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.
Continuing Professional Development - Learning Objectives
InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast or reading the accompanying transcript, you can claim up to 0.5 hours towards the CII member CPD scheme.
The Learning Objectives for this podcast are:
- Describe some of the challenges encountered by banks, payment providers and insurers due to legacy systems
- Summarise the properties of a virtual card and its modern benefits for consumers
- List some of the ways in which the insurance industry is utilising social media in its practices
If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 201 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast.
To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.